If I had a million dollars...

A scary statistic: If, instead of buying a pack of cigarettes a day, a 16-year old would invest the same amount of money and earn 7 percent a year, he/she would see his/her investment fund grow as shown below:

End of age 16 $775
End of age 23 $7,939
End of age 30 $25,883
End of age 37 $66,188
End of age 44 $156,688
End of age 51 $360,265
End of age 58 $819,908
End of age 65 $1,860,958

1.8 million dollars per pack a day smoker.
Wow.